Loan Products
Financing Built for PNG Government Employees
Competitive rates, flexible terms, and fortnightly salary deductions — designed around your payslip.
12%p.a.Interest from
K200kBorrow up to
24hrFast approval
100%PNG owned
Our Products
Choose the Right Loan for You
Each product is designed to meet different financial needs with competitive rates.
Most Popular
Flat Rate
Salary Advance Loan
Quick fortnightly cash advance against your next payslip.
Interest Rate
12.0% p.a.
Fee
2.0%
Up to
K10k
Term
6mo
K500 – K10,0001–6 months
Reducing
Personal Loan
General-purpose loan for PNG government employees with flexible terms.
Interest Rate
18.0% p.a.
Fee
3.0%
Up to
K100k
Term
36mo
K2,000 – K100,0006–36 months
Reducing
Asset Finance Loan
Vehicle, appliance, and major asset financing with extended repayment.
Interest Rate
22.0% p.a.
Fee
3.5%
Up to
K200k
Term
60mo
K10,000 – K200,00012–60 months
Requirements
Eligibility Requirements
You must meet all of the following to qualify for a loan.
- Papua New Guinea government employee
- Valid government employment number
- Net salary supports repayment (max 40% of salary)
- Valid national ID
- Recent payslip (last 2 months)
Start Your Journey Today
Ready to Take the Next Step?
Apply online today and get a decision within 2–3 business days. No hidden fees, no surprises — just fast, affordable finance.
2–3 Day Approval
BPNG Regulated
Apply in Minutes