Enriching Lives Through
Accessible Finance
United Finance Limited is a nationally-owned financial institution established to help Papua New Guineans in times of financial need — providing fast, affordable loans to the country's working professionals.
A Trusted Partner for PNG Families
United Finance Limited was incorporated with the Investment Promotion Authority on 10 November 2017 and commenced full lending operations in April 2019. We are a 100% nationally-owned financial institution established to help Papua New Guineans in times of financial need.
Our focus is on providing fast, affordable personal loans to government employees — with convenient salary deduction repayments and transparent terms regulated by the Bank of Papua New Guinea.
Vision & Mission
Our Vision
To enrich lives through accessible and affordable financial lending, creating sustainable prosperity for our people while fostering Papua New Guinea's economic growth.
Our Mission
- Offering low-interest personal loans for low and middle-income earners
- Liberating individuals from financial hardship
- Funding short-term financial requirements
- Investing in staff development and training programs
The UFL Story
From a vision to help those in need to serving thousands across PNG.
Registered
Incorporated with the Investment Promotion Authority on 10 November 2017.
Operations Begin
Commenced full lending operations in April 2019 from Port Moresby.
Highland Expansion
Opened branch offices in Mt. Hagen and Banz to serve the Highlands region.
4,000+ Customers
Over K5 million lent, empowering thousands of PNG working professionals.
Our Core Values
The principles behind every loan, every decision, and every interaction.
Accessible Lending
Low-interest personal loans designed for low and middle-income earners across PNG.
Trust & Integrity
Fully regulated by the Bank of Papua New Guinea — transparent rates, no hidden fees.
People First
We invest in our staff and our clients, liberating individuals from financial hardship.
Fast Processing
Quick approval and rapid fund disbursement so you get help when you need it most.
Empowering PNG Families Every Day
At United Finance, we believe every Papua New Guinean deserves access to fair, transparent financial services. Our loans help families manage emergencies, fund education, and build better futures.
With convenient fortnightly salary deductions and no hidden fees, we've helped over 4,000 government employees across the country achieve their financial goals.
Ready to Take Your Next Step?
Apply online today and get a decision within 2–3 business days. No hidden fees, no surprises.