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United Finance
Online Application

Apply for a Loan

Fill in the form below. Our team reviews and responds within 1–3 business days.

Loan Application Form

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Step 1 of 4

Loan Details

Tell us how much you need and what it's for.

Salary & Loan Amount

Minimum K350

K500–K900: up to 10 fn · K1k–K2k: up to 20 fn · K2.1k+: up to 52 fn

What You Need

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  • Two most recent pay slips
  • Net below K300 (terms & conditions apply)
  • Confirmation letter from school / department / employer
  • Certified copies of IDs — NID, Passport, Nambawan Supa card, Driver's Licence
  • Completed and signed forms: PVA, Irrevocable Authority, Statutory Declaration
  • Current bank statement showing last 3 pay deductions (where applicable)

New clients: apply below K2,000 to open an account. Conditions apply.

  • 1x current pay slip
  • Certified copies of IDs — NID, Passport, Nambawan Supa card, Driver's Licence
  • Completed and signed forms: PVA, Irrevocable Authority, Statutory Declaration
  • Current bank statement showing last 3 pay deductions (where applicable)

Existing clients are eligible for Top-Up loans and rebates.

Accepted formats: PDF, JPG, JPEG, GIF, PNG. Max 5 MB per file.

1–3 business day response
100% PNG owned company
No hidden fees or charges