Your graduate deserves a celebration to remember.
Fast personal loans for PNG families — cover graduation costs and celebrate the moment that matters.
Loan Products Designed For Your Needs
Personal loans for PNG government employees: medical, wedding, travel, school fees and more. No hidden fees, salary deduction repayment.
- 01
Medical Emergency
Cover hospital bills and treatment costs fast — when time matters most.
- 02
Wedding
Fund the celebration your family deserves, without the financial pressure.
- 03
Travel
Cover flights, visa fees, and travel costs for work, study, or family.
- 04
School Fees
Keep your children in school — primary, secondary, or higher education.
Salary deduction repayment
No cash handling. Automatic. Secure.
Get Your Loan in 3 Simple Steps
Our streamlined process gets funds to you quickly and without hassle.
Submit Application
Fill out our simple online form or visit any of our 3 offices across PNG.
Quick Assessment
Our team reviews your application and employment details within 1–3 days.
Receive Your Funds
Once approved, funds are deposited directly into your bank account.
If you work for the PNG Government, you likely qualify.
UFL loans are designed around the Alesco Payroll System. Repayment is automatic through salary deduction: no bank visits, no cash handling.
PNG government or statutory body employee
Teachers, nurses, police, public servants — all welcome.
Paid through the Alesco Payroll System
Your salary is your repayment. No cash, no stress.
Regular fortnightly salary
Consistent income means consistent repayments — simple.
Valid employment and ID documents
A pay slip and your NID is usually all it takes.
Not sure if you qualify? Talk to our team.
PNG Families Who Trusted Us
From school fees in Lae to medical emergencies in Moresby — real stories from real borrowers.
I needed money quickly for my daughter's school fees. United Finance processed everything in two days. No long waiting, no confusion, just fast help when I needed it most.
As a government worker I was worried about loan eligibility. UFL made the process simple and the salary deduction means I never miss a payment. I've used them twice now.
We used United Finance for our wedding and the whole experience was stress-free. They explained everything clearly and the rate was fair. A truly PNG company that understands us.
PNG-Owned. PNG-Focused. Your Trusted Lender.
United Finance Limited is a 100% PNG-owned financial institution established to help working professionals in times of financial need. Fast, affordable loans with transparent rates, no hidden fees, no surprises.
Fast Approval
Get approved within 1–3 business days.
IPA Registered
Incorporated with the Investment Promotion Authority since 2017.
For Professionals
Designed for salaried government employees.
Salary Deduction
Hassle-free fortnightly repayments — automatically deducted so you never miss a payment.
Ready to Take the Next Step?
Apply online today and get a decision within 1–3 business days. No hidden fees, no surprises. Just fast, affordable finance.