Loans Built for
PNG Families
Competitive rates and flexible terms designed for working professionals across Papua New Guinea.
PNG-Owned. PNG-Focused. Your Trusted Lender.
United Finance Limited is a 100% PNG-owned financial institution established to help working professionals in times of financial need. We provide fast, affordable loans with transparent rates.
Why PNG Families Trust United Finance
Trusted by thousands of government employees for reliable, affordable lending — backed by the Bank of Papua New Guinea.
Fast Approval
Get approved within 2–3 business days.
BPNG Regulated
Licensed and supervised by the Bank of PNG.
For Professionals
Designed for salaried government employees.
Salary Deduction
Hassle-free fortnightly repayments.
Get Your Loan in 3 Simple Steps
Our streamlined process gets funds to you quickly and without hassle.
Submit Application
Fill out our simple online form or visit any of our 3 offices across PNG.
Quick Assessment
Our team reviews your application and employment details within 2–3 days.
Receive Your Funds
Once approved, funds are deposited directly into your bank account.
Loan Products Designed For Your Needs
Whether you need funds for an emergency, education, housing, or personal use — we have a loan product tailored for PNG government employees.
Personal Loans
Flexible personal loans up to K50,000 with competitive rates for your everyday needs.
Emergency Loans
Quick-access emergency funds approved within 24 hours when you need it most.
Housing Loans
Make homeownership a reality with our lowest rates and longest repayment terms.
Education Loans
Invest in your family's future with affordable education financing.
Travel Loans
Fund your travel plans with flexible repayment options for PNG families.
Ready to Take the Next Step?
Apply online today and get a decision within 2–3 business days. No hidden fees, no surprises — just fast, affordable finance.