Estimate Your Repayments
Loan Calculator
Estimate your fortnightly repayments, total interest, and check if you meet the 50% net income rule.
K
K500K10,000
26fortnights
5 fortnights52 fortnights (2 yrs)
Loan Parameters
Interest Rate
80%p.a. flat
Processing Fee
3%
Repayment Cycle
Fortnightly
Term Duration
12 months
Affordability Check
OptionalEnter your fortnightly net salary to check if you meet the 50% rule.
K
Fortnightly Repayment
K207.69
every 2 weeks for 26 fortnights
Loan Breakdown
Loan AmountK3,000.00
Processing Fee (3%)- K90.00
Amount DisbursedK2,910.00
Repayment Summary
PrincipalK3,000.00
Total Interest (80% flat)K2,400.00
Total RepaymentK5,400.00
Principal Interest
This calculator provides estimates only. Actual loan terms, rates, and approval are subject to eligibility assessment and UFL's lending policies. Interest rates are reviewed periodically.
How repayments work
UFL loans are repaid via fortnightly salary deductions — automatically taken from your pay every 2 weeks. Your total deductions must not exceed 50% of your net pay.