Estimate Your Repayments
Loan Calculator
Estimate your fortnightly repayments, total interest, and check if you meet the 50% net income rule.
UFL Loan Amount & Term Tiers
K500 – K900Up to 10 fortnights
K1,000 – K2,000Up to 20 fortnights
K2,100 – K5,000Up to 52 fortnights*
K5,100 – K10,000Up to 52 fortnights*
* K2,100–K10,000 at 52 fortnights: existing clients with good repayment record only. Conditions apply.
K
K500K10,000
26fortnights
5 fortnights52 fortnights (max for this amount)
Loan Parameters
Interest Rate85%p.a. flat
Documentation FeeK150.00flat
Repayment CycleFortnightly
Term Duration12 months
Affordability Check
OptionalEnter your fortnightly net salary to check if you meet the 50% rule.
K
Fortnightly Repayment
K219.00
every 2 weeks for 26 fortnights
Rounded to nearest kina; final payment may vary slightly
Loan Breakdown
Loan AmountK3,000.00
Documentation FeeK150.00
Amount DisbursedK3,000.00
Repayment Summary
PrincipalK3,000.00
Total Interest (85% flat)K2,550.00
Documentation FeeK150.00
Total RepaymentK5,700.00
Principal Interest Fee
This calculator provides estimates only. Actual loan terms, rates, and approval are subject to eligibility assessment and UFL's lending policies. Interest rates are reviewed periodically.
How repayments work
UFL loans are repaid via fortnightly salary deductions, automatically taken from your pay every 2 weeks. Your total deductions must not exceed 50% of your net pay.